| FORM NL-13-LOANS SCHEDULE | |||
|---|---|---|---|
| Name of the Insurer: GENERAL INSURANCE CORPORATION OF INDIA | |||
| LOANS | (` '000) | ||
| Sr.No. | Particulars | As at 30.09.2014 | As at 30.09.2013 |
| 1 | SECURITY-WISE CLASSIFICATION | ||
| Secured | |||
| (a) On mortagage of property * | |||
| (aa) In India | 780766 | 872890 | |
| (bb)Outside India | 0 | 0 | |
| (b)On Shares, Bonds, Govt. Securities | 0 | 0 | |
| (c)Others | 3142755 | 3403665 | |
| Unsecured | 68587 | 68587 | |
| TOTAL | 3992108 | 4345142 | |
| 2 | BORROWER-WISE CLASSIFICATION | ||
| (a)Central and State Governments | 3142755 | 3403664 | |
| (b)Banks and Financial Institutions | 0 | 0 | |
| (c)Subsidiaries | 0 | 0 | |
| (d)Industrial Undertakings | 835380 | 921655 | |
| (e)Others (to be specified) | 13973 | 19823 | |
| TOTAL | 3992108 | 4345142 | |
| 3 | PERFORMANCE-WISE CLASSIFICATION | ||
| (a) Loans classified as standard | |||
| (aa)In India | 3122750 | 3404699 | |
| (bb)Outside India | 0 | 0 | |
| (b) Non-performing loans less provisions | 0 | 0 | |
| (aa)In India | 204428 | 215585 | |
| (bb)Outside India | 0 | 0 | |
| Provisions ** | 664930 | 724858 | |
| TOTAL | 3992108 | 4345142 | |
| 4 | MATURITY-WISE CLASSIFICATION | ||
| (a)Short Term | 309017 | 315799 | |
| (b)Long Term | 3683091 | 4029343 | |
| TOTAL | 3992108 | 4345142 | |
| ** | Includes Provision for Bad and Doubtful Loans | ||
| Notes: | |||
| (a)Short-term loans shall include those, which are repayable within 12 months from the date ofbalance sheet.Long term loans shall be the loans other than short-term loans. | |||
| (b)Provisions against non-performing loans shall be shown separately. | |||
| (c ) The nature of the security in case of all long term secured loans shall be specified in each case.Secured loans for | |||
| the purposes of this schedule, means loans secured wholly or partly against an asset of the company. | |||
| (d)Loans considered doubtful and the amount of provision created against such loans shall be disclosed. | |||